Some money books arrive wrapped in jargon and mystique. Andy Hart works in the opposite direction. A British financial planner with more than two decades of advising behind him, he has built his reputation on stripping the industry’s language back to something a person can actually act on, first through his advice practice and then through a long-running personal finance podcast that has become a fixture for UK listeners.
His territory is the ordinary and the consequential: pensions, mortgages, index funds, charges, and above all the behaviour that quietly decides whether a plan works. He belongs to the evidence-based school of investing, sceptical of forecasts and stock tips, far more interested in the habits that compound quietly over decades than in anything resembling a hot take. Much of his work sits in that awkward gap the industry rarely addresses, between knowing what you ought to do with your money and actually doing it. That plain-spoken manner carries straight into the recording, which matters here, because he reads the book himself.
4 hours and 17 minutes
